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Future Career

June 13th, 2014 at 10:41 pm

Right now I am in college and I am 100% sure that I want to go into finance, but I don't exactly know if my plan is reasonable or just the best option to go. I originally wanted to become a Financial Advisor because I love figuring out the best place to put your money. Also, I have been watching Suze Orman ever since I was 13 years old. I love her!
For my career, like I am sure anybody else, I want to make as much money as I can. So I figured instead of starting off as an advisor, I would become a Financial Analyst. I changed my mind because I don't want to work off of commission right out of college, and I figured if I became an Analyst first, I could earn some credentials and have a background in the stock market. I want to make sure that I can give the best possible advice to clients with their money as I can.
I love money, and I love making money, but only honest money. I would never want to advise someone to do something that is wrong.

Does anyone have any suggestions of other careers in finance?

Is anyone in the field? If you are I would absolutely love to hear any advice/comments about the field! I love to learn!

Or has anyone had an appointment with an advisor? Was it a good experience? Or do you have any comments about it?

Number 1 Rule of Money

June 12th, 2014 at 05:00 pm

If I was only allowed to give one piece of advice about money, it would be: Don't live beyond your means.
Basically, you should not be relying on a credit card or loans to survive.
When I was 17 years old, I knew I wanted to get my own apartment with my fiance once I turned 18 years old. Although I semi regret the decision, I learned a great lot! I spent a year working my butt off and saving pretty much every penny (after bills of course). Also, we found a reasonable priced place to live close to my college. We ended up saving $6,000 together. With that we paid out security deposit, first months rent, furniture, etc. After that we ended up having 2 more months of rent. I then quite my job because we moved over 30 minutes away and I was going to be going to school full time. My fiance (boyfriend at the time) got a better job, but was pretty far away and he only made $12/hour. With all of that being said, we we able to be on our own with his income only and never needed a credit card once! I want to encourage everyone to get a credit card because they can do great things, but you need to know how to use it properly. I recently got my first credit card from Bank of America and I absolutely love it! I never use more than what is in my checking account so I never pay interest and the great thing is, I get cash rewards just for using it! If you use a credit card right, you can get FREE MONEY, and who doesn't like free money? I love it!

So remember Don't Live Beyond Your Means!
Does anybody have a different number one rule for money? I would love to hear it!

First Post: Just about me

June 12th, 2014 at 02:37 pm

Hello everyone!

My main reason for starting this blog is just to add to the community and share the knowledge I have with others. I am a very genuine person, so I will always keep it real! I am obviously not an expert when it comes to money, but I have a firm grasp and quite a bit of experience with it. Right now, I am a full time student at a University near my hometown.
One thing I cannot stand is judgement when it comes to learning. When it comes to gaining knowledge, it can come from anyone anywhere. You don't need to be 50 with a PHD to teach someone something. Keeping an open mind to all possibilities is how extraordinary things happen.